Customized Plans For Everyone

100%
Satisfaction Guarantee
700+
Guaranteed Credit Score
Your Journey to Financial Freedom Starts Here! 🎉
Credit Score Analysis
We break down your current credit report, identify challenges, and highlight opportunities for growth.
Credit Boosting & Trade Lines
We offer strategies and resources that help raise your credit score, including access to authorized user trade lines.
Goal-Based Credit Coaching
Whether you’re buying a car, house, or applying for a credit card, we help you plan and execute your credit journey.
Smart Credit. Smart Coaching.

What To Expect From Us
Fast Service
It takes approximately 45 days to see results with our credit coaching program. We strive to help our clients get results as fast as possible.
Personalized Service
We assign a credit manager to your account to work with you personally on credit issues, access reports, and help you improve.
Always Great Results
We take the time to understand each individual client's needs and develop a custom plan to address those needs.
Creditor Relations
We work with the major credit bureaus, Transunion, Experian, and Equifax, as well as your direct creditors to meet your credit repair needs. With our vast connection and experience, you can expect the best.
Our Specialties
We provide expertise in dealing with: Late payments, Collections, Charge Off's, Repossessions, Tax Liens, Judgments, & Bankruptcies.
Lasting Education
We will provide you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
"I am telling everyone about you. I am so impressed with everything you have done for us, and we greatly appreciate it. We owe you a lot, so I am trying to send everyone to you."
Melinda L.
Amarillo, Texas
"Excellent place! A year ago my husband and I had terrible credit, and now we own land and are building a new house!!! Thank you, Montana!!"
Robert and Erika G.
Anna, Texas
Montana did a fantastic job and improved my credit score from 580 to 725 in five months. Thank you so much!"
Omar Paula V.
Hurst, Texas
Montana's team handled our process as true professionals. Their response and answers were always immediate and accurate. They are true professionals and just great people. Use them
Connie G.
Rockwall, Texas
See What Our Clients Are Saying
We offer credit score analysis, credit boosting, access to trade lines, personalized credit coaching, and guidance on obtaining both personal and business credit.
Yes! We help you build and access business credit, even if you’re just getting started as an entrepreneur.
Every credit journey is different. Some clients begin to see changes in as little as 30–60 days, while others may take a few months depending on their goals.
We combine expert credit strategies with hands-on coaching. We don’t just boost your score—we show you how to use your credit wisely to achieve real-life goals.
No! We work with clients across all credit levels—from those just starting out to those looking to fine-tune a strong profile.




